Day one: locks, inventory, access — three things within two hours
The short answer: once you realise she has not come and cannot be reached, within two hours change the locks or codes, inventory valuables, and revoke every account she has access to. Whether or not she has really gone, doing these costs nothing; not doing them can cost a great deal.
Locks and building access. If she holds a house key, replace the cylinder that day — most Manila condominiums have a locksmith nearby or one recommended by management. Change electronic door codes. Condo residents should also tell the front desk to cancel her visitor registration or resident sub-card so she cannot enter alone from today. Garage remotes, mailbox keys and storage keys are handled the same way.
Inventory. In this order: passports and IDs → cash and bank cards → jewellery and watches → electronics → the children's documents and valuables. Photograph as you go. Note anything missing but draw no conclusions yet — a lot of "missing" items turn up elsewhere within days.
Access. Change the Wi-Fi password so her phone no longer connects to the home network; change or remove her device from any GCash, delivery app, supermarket loyalty account or home camera app she could use; change the password on any account she managed for you, such as utility billing.
Only after that, make contact. Send one calm message: "We did not see you today — is everything alright at home? Please reply." Do not open with an accusation. If it was a family emergency, that message is her way back; if she has gone for good, it is your record of having tried.
Same day, cover the practical gaps: who collects the children, who looks after an elderly relative, what happens about dinner. Channels for temporary and hourly help are in finding temporary household help and hourly cleaners in the Philippines.
The first three days: leave, resignation or disappearance — three cases, three responses
Within three days you can usually distinguish three situations: reachable but unable to return (a family emergency), reachable and quitting (resignation), or completely unreachable (gone, or something has happened to her). Sort out which first, then respond.
Case one: you reach her and there is a family emergency. The most common case. Ask roughly how long she needs and whether she needs help — some employers advance a little fare money, which is kindness, not obligation. Agree a return date, and handle her pay for the absence under the contract — unpaid leave or deducted leave days, according to what you agreed and what the domestic worker law provides. When she returns, issue the keys again; the changed locks stay changed.
Case two: you reach her and she is quitting. Philippine domestic worker law requires a notice period for resignation, and leaving without it is technically a breach, but employers rarely pursue it because the cost far exceeds any recovery. The practical course is to arrange a handover meeting — return of keys, access cards, uniforms, any phone or device you provided — alongside settlement of wages and entitlements (section four). Do the handover in person and sign a simple receipt stating what she returned, what you paid, and that nothing further is owed either way.
Case three: completely unreachable. Three days with no answer by phone, message or through her family. Two possibilities: something has happened to her (an accident, illness, a relative taking her away), or she has genuinely left. Rule out harm first: contact the emergency contact and home-province address from her hiring record and ask. Only once that is excluded, treat it as a departure.
Whatever the case, use these three days to assemble every record between you: the contract, pay records, social contribution records, copies of her ID, the NBI or barangay clearance she presented when hired. All of it is needed for settlement, for any police report, and for any claim against the agency.
Missing items: confirm they are really gone before deciding whether to report
The principle: consider a police report only when repeated inventory confirms items are missing and there is a reasonable basis to connect her to it. Reporting on nothing more than "she left and things are gone" easily becomes your own problem.
Do two rounds of inventory. The first is the quick same-day check; the second is a careful one three days later — a great deal is misplaced by family members, taken by children to play with, or was given away and forgotten. Items missing after both rounds go on a list: description, approximate value, when and where last seen, any photo or purchase record.
When a report is warranted: the missing items are unambiguous valuables — cash, jewellery, documents; the timing matches her disappearance; and you have a reasonable basis, such as camera footage or her sole access to that drawer. Go to the local police station to have it entered in the blotter, bringing the list, a copy of her ID and the contract. The purpose of the report is an official record — useful for any recovery, for a claim against the agency, and for preventing her doing the same to the next household — but a report does not mean police will immediately go looking for her, so keep expectations realistic.
When a report is not advisable: the missing items are low-value household goods; you have suspicion but no basis; or the value is below the time a report would cost you. In those cases, record the loss, handle it at settlement according to the contract (next section), and let it go.
Never do this: name her as a thief in community groups or on social media. Defamation is enforced more strictly in the Philippines than many foreigners expect, and a public accusation without a finding can turn you from the injured party into the defendant. Do not travel to her home province to confront her either — unsafe and pointless.
If she came through an agency, inform the agency — legitimate agencies usually carry a guarantee or replacement clause and hold fuller background details. Choosing an agency and reading guarantee terms is covered in hiring household staff in the Philippines and choosing an agency.
Final pay and contributions: pay what is owed, deduct only what is documented — do not withhold everything because she left
The short answer: wages for days already worked must be settled — a legal obligation that leaving without notice does not cancel; the only deductions are those the contract expressly provides for and that you can document. "She left, so she gets nothing" does not hold up legally, and it turns a small matter into a DOLE complaint.
Settlement typically includes: earned but unpaid wages, prorated by day to her last day of work; prorated thirteenth-month pay, which applies to domestic workers and is computed on months worked in the year, as explained in how thirteenth-month pay is calculated in the Philippines; and unused paid leave where the contract or the law grants it.
Permissible deductions: cash advances expressly agreed in the contract and backed by receipts; and a reasonable depreciated value for employer property she has confirmed not returning, such as a phone you issued — but only with written support, not a figure you name yourself.
Contributions: your employer obligations for SSS, PhilHealth and Pag-IBIG run to her last month of work, after which the end of employment must be registered with each agency, or the system still shows you as her employer and obligations may keep accruing. What to file and which costs fall on the employer are in domestic worker social contributions and employer responsibility in the Philippines.
Method: compute the amount, prepare an itemised statement, and transfer to the bank account or e-wallet she used, labelling the transfer "final settlement" and keeping the proof. If she comes for a handover, settle in person against a signed receipt. If she is entirely unreachable with no account on record, set the money aside with the statement on file and pay when she or her family makes contact — do not treat "cannot find her" as "need not pay"; legally the money remains hers.
The payoff for doing this cleanly: if she or her family later complains to DOLE of unpaid wages, you hold a complete record. The route a domestic dispute takes from internal discussion to DOLE is in handling domestic worker disputes in the Philippines, from conversation to DOLE.
The agency and the next hire: no rush — close the gaps this time
If she came through an agency, read the guarantee clause first — most legitimate agencies offer a free replacement or partial refund for departures within a set period; if you hired directly, there is no such route and you move straight to the next hire.
The agency. Pull out the agency contract and check three things: the length of the guarantee period, what happens on departure within it (replacement or refund), and whether a replacement carries a further fee. If you qualify, notify the agency in writing and require performance. If the agency stalls, treat it like any service dispute: written demand, barangay conciliation, small claims — the path is in how barangay mediation works in the Philippines. Agency fees for domestic staff are usually modest, though, so weigh how much time the recovery deserves.
The next hire. Close the gaps left open last time: before she starts, obtain a copy of her ID, an NBI or barangay clearance, and an emergency contact and home-province address (exactly what you lacked when this one went quiet); write the notice period, the duty to return keys and access cards, and the handling of advances into the contract; issue keys and access on a minimum-necessary basis — no safe key, no master bedroom drawer key; and keep valuables and documents in a locked place as standard. This is not distrust; it removes the space for misunderstanding on both sides.
Setting boundaries and house rules with a live-in helper is covered in setting boundaries with a live-in helper in the Philippines.
One note on mindset: household staff leaving without notice is not unusual in the Philippines, and most of the time it reflects something on her side rather than anything aimed at you. Run the loss control and the settlement cleanly in the order above, then move on; that is far more useful than dwelling on why she did it. Where genuine theft or another offence is involved, file the report for the record, consult a lawyer if needed, and then likewise move on — your time is worth more than pursuing someone who has vanished.
The one-week checklist, and what Yixing can do
The previous five sections compressed into something you can tick off:
- Day one: change locks or codes; have management cancel her access; inventory documents, cash and valuables with photographs; change the Wi-Fi password and every account she had access to; send one calm message; arrange cover for children, elderly relatives and meals.
- Day two: contact her emergency contact and home province; gather the contract, pay records, contribution records and copies of her ID; inform the agency, if any.
- Day three: classify the situation as leave, resignation or disappearance; do the second, careful inventory; list anything confirmed missing.
- Days four to five: compute wages owed, prorated thirteenth-month pay and leave; list documented deductions; prepare the settlement statement.
- Days six to seven: if reachable, arrange the handover and settle in person against a receipt; if not, set the money aside and file the statement; register the end of employment with the contribution agencies; file a police report for confirmed, substantiated losses of value; assert the agency guarantee.
The logic of the list is: close your own exposure first, settle the account between you second, and only then look for a replacement. Reversing it — rushing to hire a new helper before the locks are changed and the account settled — is the most common source of a second loss. The logic for a contractor who abandons a renovation is closely parallel (secure evidence and limit loss, then deal with the money, then replace), so what to do when a renovation contractor vanishes is worth reading alongside.
If language is a barrier, you are unsure how to compute wages and contributions, or you do not know how to deal with the building or the agency, send the contract and pay records to Yixing's settling-in advisors and we will compute the settlement, liaise with the contribution agencies on the termination filing and, where needed, point you to agencies that offer a guarantee. Yixing is a Chinese-speaking consultancy in Makati (SEC registration CS202009551; Bureau of Immigration accreditation CA-202624381-1, valid to 30 June 2027; DOLE and PRA accredited), not affiliated with any government agency, and we do not promise any recovery or outcome. This article is not legal advice; consult a licensed lawyer on police reports and liability in your own case.
Frequently Asked Questions
My helper suddenly stopped coming — what is the first thing to do?
How do I tell whether she is on leave, has quit, or has disappeared?
Things are missing since she left — should I file a police report?
She left without notice — do I still owe her wages?
What happens with her social contributions?
She came through an agency — is the agency responsible?
How do I prevent this next time?
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